A Mastercard corporate card issued by a licensed Indonesian institution, not a shared virtual card number bought online. ChatGPT, Claude, Midjourney and other overseas SaaS charges go through reliably and are rarely declined; top up by QR code in the customer portal and it arrives in 1–2 hours. Supreme Gold can also come with a physical card.
Both are Mastercard corporate cards issued in Indonesia and topped up by QR code in the customer portal. For your main AI subscriptions, where stability matters most, choose Supreme Gold (a physical card can be added); if you subscribe to lots of software and want to save, choose Silver.
Dedicated card range with the most stable charges. The first choice for core AI subscriptions.
Lower fees, and works for Grok and more overseas software.
| ★ Supreme Gold | ◆ Silver | |
|---|---|---|
| Card fee | ¥329 / card / year | ¥166 / card / year |
| Top-up fee | 25% | 5% |
| Card range | Dedicated card range | Standard card range |
| Stable charges | Most stable, about 0.01% declined | Stable |
| Best for | Core subscriptions like ChatGPT and Claude | Grok and more overseas software |
| Top up by QR | ✓ | ✓ |
| Physical card available | ✓ | — |
Most virtual cards bought online come from the same number ranges and have been used by many people, so platforms decline them easily. Ours are corporate cards issued by a licensed Indonesian institution, and Supreme Gold uses a dedicated range.
Supreme Gold can come with a physical card, with the number, expiry and CVV printed on it; the first top-up is at least Rp 5.000.000, paid together with the card fee.
A corporate card issued in Indonesia and settled in rupiah, so platforms see an ordinary Indonesian company card.
The card also appears in your client portal: check the balance, top up by QR, and view the number and CVV with an email code. For online subscriptions, just enter the card number.
| MaCloud Corporate card | Typical virtual cards | |
|---|---|---|
| Physical card | Available with Supreme Gold | Just a card number |
| Issuer | Officially issued in Indonesia | Unclear where it comes from |
| Charge | Stable, rarely declined | Number range used by many, often declined |
| Top-up | Pay in rupiah by QRIS | Often needs USDT or a top-up agent |
| Records | Every top-up and charge in your portal | Hard to trace when something goes wrong |
We are based in Jakarta. The card is issued in Indonesia and settles in rupiah. Wherever you are, in China, Indonesia or anywhere else, you can use it to subscribe to overseas software, and you can reach us in Chinese, Indonesian or English.
AI tools, CRM, ads and all kinds of SaaS mostly bill monthly and only accept foreign cards. Pay them all with one card and check every charge in the client portal.
Chat, writing, coding and image generation — one subscription for each team member.
Customer management, sales pipelines, outreach and follow-up.
Ad campaigns, email marketing and marketing automation.
Keywords, competitor research and web analytics.
Docs, messaging, design and meetings.
These are common examples only. Brand names and logos belong to their owners, are used for illustration, and imply no partnership with this service. Whether a charge goes through depends on each platform — feel free to ask us before you apply.
Just a card fee and a top-up fee. No monthly fee, no hidden charges. The two cards are priced differently.
The card is denominated in Indonesian rupiah (IDR); charges from overseas merchants are converted at the settlement rate. Indonesia adds 11% VAT (PPN) on overseas digital services, which is added automatically when you top up by subscription price.
Want cards in bulk to resell to your own clients? See the partner programme →
Spots are limited. Applications are reviewed in the order received.
Tell us which software you subscribe to, your rough monthly spend and how many cards you need.
Submit company or personal details as required; the card is issued once approved.
The card appears in your customer portal, where you view the number and top up. If you added a physical card, we hand it to you once it is made; we agree on delivery when the card is opened.
In the client portal, tap your card, pick an amount and pay by QRIS. Once it arrives, go subscribe.
Supreme Gold can come with a physical card: tick it when applying. The first top-up is at least Rp 5.000.000, with a 2.5% fee on that top-up, paid together with the card fee. The number, expiry and CVV are printed on the card, and we agree on delivery when it is opened. For online subscriptions you don't need to wait: the card shows up in the customer portal as soon as it is opened. Silver is online only.
It is a corporate card issued by a licensed Indonesian institution, not a virtual card range shared by many people, and it is only used for legitimate software subscriptions, so charges on major AI and SaaS platforms have been consistently stable and rarely declined. If a platform ever declines a charge, we will help you find out why.
Indonesian rupiah (IDR). Charges from overseas merchants are converted at the settlement rate.
In the client portal, tap your card, choose a subscription price (or a custom amount) and pay in rupiah by QRIS. Funds usually arrive within 1–2 hours and we email you when they do. Minimum US$20 per top-up.
Contact us on WeChat or WhatsApp right away to freeze it, and we will handle the replacement.
For core AI subscriptions (ChatGPT, Claude and so on) where a failed charge hurts most, choose Supreme Gold: a dedicated card range with about 0.01% declined. If you subscribe to many tools with small amounts, or need Grok and other overseas software, choose Silver, which costs less. Not sure? Ask us first.
Supreme Gold: card fee ¥329 / card / year, top-up fee 25%. Silver: card fee ¥166 / card / year, top-up fee 5%. No other fees.
Every application is reviewed and we limit how many cards we open, which is one reason charges stay stable. Spots currently available: 19.
For subscribing to and paying for legitimate software and services such as AI tools, overseas CRM, marketing and SaaS. Illegal use is prohibited and cards will be frozen immediately.
Contact us and tell us your needs. We review applications in order.
Apply now